UPI One World: How It Works, Who Can Use It, and Key Features

The National Payments Corporation of India (NPCI) has launched ‘UPI One World,’ a digital payment solution designed for tourists and international visitors in India. This service allows seamless UPI transactions without needing an Indian mobile number. Here’s a detailed guide on UPI One World, including its usage and benefits.

Key Highlights

1. UPI One World Introduction: Simplifies UPI payments for international tourists in India.
2. Eligibility: Available to visitors from partnered countries, including G20 nations.
3. Getting Started: Download the app, complete KYC, and load funds into the wallet.

Who Can Use UPI One World

Visitors from countries partnered with India’s UPI system, including G20 countries, can utilize UPI One World:

• Argentina, Australia, Brazil, Canada, China, France, Germany, India, Indonesia, Italy, Japan, Republic of Korea, Mexico, Russia, Saudi Arabia, South Africa, Türkiye, United Kingdom, United States, European Union.

Steps to Get UPI One World Service in India

1. Download the App: Install the issuer app recommended by UPI One World partners such as IDFC First Bank and Transcorp International.
2. Document Verification: Complete KYC at issuer counters at airports or designated locations.
3. Create an Account: After verification, a UPI One World account will be created using your international mobile number.
4. Load Funds: Exchange foreign currency into Indian Rupees or use credit/debit cards to load cash into the wallet at the issuing counter.
5. Make Payments: Use the loaded funds to make UPI payments at outlets accepting UPI.
6. Encash Remaining Balance: Any leftover balance can be encashed at issuing counters before departure.

Using the UPI One World App for Payments

1. Get the UPI QR Code: Ask the shopkeeper for their UPI QR code.
2. Open App and Scan: Launch the UPI One World app and scan the QR code.
3. Enter Payment Amount: Input the payment amount.
4. Send Payment: Complete the transaction by sending the payment.

Benefits of Using UPI One World

• No Cash Hassles: Tourists can make payments without carrying large amounts of cash.
• Instant Transactions: UPI processes payments instantly, ensuring quick and efficient transactions.
• Spending Tracker: The app records every transaction, making it easy for users to monitor their spending.
• No Local Mobile Number Required: Unlike traditional UPI accounts, UPI One World doesn’t require an Indian mobile number.

FAQs

Are there any fees for UPI One World?
No, UPI One World is free of cost, with no transactional or hidden charges.

How do I add funds to my UPI One World account?
Visit issuing counters of IDFC First Bank or ICICI Bank to load funds into your UPI One World wallet.

Where can I use UPI One World?
You can use it for travel bookings, online shopping, paying hotel and restaurant bills, and transportation services.

Can I make payments to any shop or business through UPI One World?
Yes, you can make payments to any shop or business that accepts UPI by scanning the QR code and entering the payment amount.

UPI One World enhances the digital payment experience for international visitors in India, offering a convenient and efficient way to manage transactions during their stay.

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